Protect your perishable inventory from unexpected losses.

Loss of Refrigerated Products Insurance

One failure can cost thousands in lost dairy inventory

Refrigeration Fails. Your Business Shouldn't.

One power outage. One mechanical failure. One mistake. That’s all it takes to lose thousands of dollars in perishable inventory overnight.

Beef ranchers, meat processors, and farmers who store refrigerated products know the risk—if your cooling system fails, you don’t just lose product. You lose profit.

That’s why Loss of Refrigerated Products Insurance exists. It protects your operation from spoiled inventory, covering the financial hit so you can get back to business.

What Does Loss of Refrigerated Products Insurance Cover?

This policy steps in when your refrigeration fails due to:

Power Outages

If a blackout knocks out your cooling system, you're covered.

Mechanical Breakdown

If your refrigeration unit malfunctions, the policy kicks in.

Equipment Failure

If your compressors, sensors, or cooling lines give out, so does your insurance payout.

Accidental Contamination

If a product becomes unsafe due to improper temperature control, you don't take the financial hit.

Think of it this way

You wouldn’t leave your herd unprotected.
Why leave your stored products to chance?

Why This Coverage Matters

Protects your bottom line

One system failure shouldn't mean thousands in lost revenue.

Keeps your business running

Whether you run a ranch or store processed meats, coverage keeps your operation steady.

Covers what general policies don't

Many standard policies won't cover loss of refrigerated inventory. This one does.

The Fence Post Agency works with food producers, ranchers, and beef farmers to make sure your policy actually covers what you need. No surprises. No red tape.

Lock in Protection Before the Unexpected Hits.

Your refrigeration system works—until it doesn’t. And when that happens, it’s too late to get coverage. Let’s make sure your inventory is protected before disaster strikes.