Because the future of your herd depends on more than just good genetics.
Breeding Insurance Coverage
Spillage and Spoilage Insurance Coverage for Dairy Producers
Milk doesn’t wait. It has to be processed, stored, and moved fast. Every step carries its own risks. And when something fails along the way? You don’t just lose product. You lose revenue, time, and possibly the trust of your buyers.
A cracked tank. A busted seal. A refrigeration failure. Spoiled milk and ruined batches don’t just happen. They happen fast. And they hit hard.
At The Fence Post Agency, we offer Spoilage and Spillage Insurance designed specifically for dairy farms and milk processors. Because if a tank lets go or the cooling system cuts out, you need more than apologies. You need protection that helps you bounce back.
What Does Dairy Spoilage and Spillage Insurance Cover?
This policy steps in when your milk or dairy products are lost due to:
Tank and Vat Spillage Protection
Covers accidental leaks, overflows, and ruptures in milk storage and processing equipment.
Contamination and Spoilage Coverage
Protects against bacterial contamination, chemical exposure, or temperature shifts that lead to spoilage.
Refrigeration and Storage Loss
Covers losses caused by power outages, equipment failure, or breakdowns in controlled temperature environments.
Machinery and Equipment Coverage
Covers your pumps, processors, refrigeration units, and other essential systems if damaged or fail during operation.
Transit Coverage for Raw and Processed Milk
If you're hauling milk—whether to a co-op, distributor, or processor—this covers what gets lost or spoiled in transit.
Consequential Loss Protection
Helps offset income loss tied to downtime, delays in production, or loss of buyer contracts following a spoilage event.
Protection for when equipment fails and time is running out
One Mistake Shouldn't Cost You a Week's Milk
There’s no margin for error when you’re handling a product that can spoil in hours. All it takes is one valve that didn’t seal right. One cooler that quit overnight. One missed temperature check. And just like that, your milk becomes a liability instead of a paycheck.
Fence Post Agency makes sure a spill or spoilage event doesn’t wipe out the hard-earned returns you’ve been counting on.
Because you’ve already done the hard part. We’re here to make sure you don’t lose it all in a moment.
We’ve got your back every step of the way
You've Got the Herd. We've Got Your Back.
Running a dairy operation means juggling risk from the moment the milk hits the parlor. You can do everything right… and still face equipment failure, contamination, or spoilage beyond your control.
We make sure one leak doesn’t put you in the red. Because when you’re working with a perishable product, every hour (and every gallon) counts.
Protection built for the reality of dairy farming.
Don't Let One Leak Ruin Everything
Your dairy operation depends on precision, timing, and reliability. Make sure your insurance covers the risks that matter most.
Protect every drop with coverage that understands dairy farming.
